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New · FL CRE Pros Decision Toolkit

Get access to our latest tools.

Leverage our professional decision-making tools: lease vs. buy, 1031 exchange value, investment cash flow and more. Built for South Florida tenants, buyers, investors and sellers. Free for registered members.

Get free access →Open the toolkit →Member sign inSee what's inside
7 calculators · Live 2026 market assumptions · Share & print your results · No credit card
Fed funds3.75–4.00%raised Sept 16, 2026
10-yr Treasury~5.0%highest since 2023
Commercial loans~7.1%SBA 504 ~6.5–6.75%
Industrial vacancy6.7–8.0%Broward · M-Dade · PBC
Industrial rent (NNN)$15–21/SFsmall-bay stays tight
Market snapshot, September 2026. Sources: Federal Reserve, CDC 504 rates, Berger Commercial and Miami-Dade Q2 2026 industrial reports. Rates change. The toolkit lets you override every assumption.
Built for every side of the deal

Which decision are you facing?

In a 7% money, 5% Treasury market, small assumptions swing big outcomes. Pick your seat at the table and the toolkit pre-selects the right analysis.

Tenants

Leasing space or renewing

  • 🧾Compare two lease offers
  • ⚖️Should I lease or buy?

Buyers & owner-users

Buying a building for your business

  • 🏦How much can I borrow?
  • ⚖️Own vs. lease, after tax
  • 🏷️What is it worth?

Investors

Acquiring or exchanging income property

  • 📈Cash flow, IRR & DSCR
  • 🔁Value of a 1031 exchange
  • 🏷️Cap rate sensitivity

Sellers

Selling or recapitalizing

  • 💵What will I net?
  • 🔁Sell & pay tax, or exchange?
  • 🏷️Price at market cap rates
Inside the toolkit

Seven calculators. One clear answer each.

Every tool gives you a plain-English verdict, key metrics, charts and a year-by-year table, built on institutional-grade commercial real estate analysis.

⚖️
Lease vs. BuyAfter-tax NPV of owning vs. leasing, with 100% bonus depreciation, SBA 504 or conventional financing, and the break-even resale price.
"Is buying my building worth it?"
🔁
1031 Exchange ValueFederal, recapture and NIIT taxes deferred, the extra buying power you keep, boot exposure, and your 45/180-day deadlines.
"What does exchanging really save me?"
📈
Investment Cash Flow10-year DCF: NOI, debt service, DSCR, cash-on-cash, levered/unlevered IRR, cost-seg impact and after-tax sale proceeds.
"Does this deal pencil at 7% debt?"
🧾
Lease Offer ComparisonTwo proposals side by side: free rent, TI, escalations and pass-throughs reduced to a true effective rent per SF.
"Which offer is actually cheaper?"
💵
Seller Net ProceedsCommission, Florida doc stamps (including the Miami-Dade surtax), loan payoff and capital-gains tax, down to your net check.
"What will I walk away with?"
🏷️
Cap Rate & ValueValue from NOI and market cap rates, with a sensitivity grid showing how each 25 bps moves your price.
"What is my property worth today?"
🏦
Max Loan & AffordabilityLoan sizing by DSCR and LTV, plus SBA 504 owner-user buying power with only 10% down.
"How much building can I afford?"
How it works

From sign-up to answer in two minutes.

1Create your free accountTell us a bit about you so we can tailor market updates. Takes under a minute.
2Run your numbersStart from realistic South Florida defaults, then enter your own deal. Results update live.
3Share, print or talk it throughSave a share link or PDF, or ask Martijn to pressure-test the analysis on a free call.
Free membership

Get access to our latest tools.

Register once and come back anytime. On this device you'll stay signed in; elsewhere, just sign in with your email.

  • ✓All seven calculators, now and as we add new ones
  • ✓Current market assumptions for rates, rents, vacancy and cap rates
  • ✓Quarterly South Florida market briefs for your property type
  • ✓A free analysis review with a local CRE advisor when you want one

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✓ Free, no credit card✓ We never sell your information✓ Unsubscribe anytime
FAQ

Questions, answered.

Is the toolkit really free?

Yes. Registration is free and there is no credit card. We ask for a few details so we can send you relevant market updates and, if you want, a free review of your analysis.

How do I get back in later?

On the device you registered from, you'll stay signed in. On a new device, open the toolkit and choose "Member sign in", then enter your email.

Where do the default numbers come from?

Defaults reflect South Florida conditions as of September 2026: Federal Reserve policy rates, current commercial and SBA 504 loan pricing, and Q2 2026 industrial market reports for Miami-Dade, Broward and Palm Beach. Every input can be changed.

Is this tax or legal advice?

No. The calculators are educational estimates using standard commercial real estate analysis methods and current federal rules, including permanent 100% bonus depreciation and §1031. Please confirm tax results with your CPA and legal questions with your attorney.

Will someone call me?

Only if you ask. You control your text preferences on the form, and every email includes an unsubscribe link.

Can I share my results?

Yes. Each tool creates a share link and a printable PDF, handy for partners, lenders or your CPA.

Rather talk it through?

Martijn Rentema · Commercial Advisor · [email protected]

Call 954.335.8660Visit FL CRE Pros
FL CRE PROS
All real estate services are rendered through VIVO Real Estate Group, Inc. · Florida license CQ1015632.